A decent, affordable home provides safety and stability for generations.
The need for affordable housing is immense, and the lasting impact it can have on families and individuals is undeniable. If you or someone you know is in need of safe and decent housing, please contact us today. We’ll explain the application process and explore the options available.
Strength, Stability, Self-Reliance
At Habitat for Humanity East Central Ohio, we believe that every one of us deserves a decent and affordable place to call home. We partner with hard-working, low-income families to help them build a better life for themselves and their loved ones – because we know that decent shelter offers strength, stability, and self-reliance.
After each home has been built or renovated, it is sold with an affordable, no-profit mortgage and affordable monthly payment. As Habitat homeowners make their mortgage payments, they are helping to complete the homes of future homeowners – and the cycle continues.
Rebuild the Past, Shape the Future
In addition to building new houses, Habitat also revitalizes existing structures to create a home that strengthens both a family and a community. This is our Preserve-A-Home program. A family or individual who pursues homeownership with Habitat for Humanity has a few options for housing:
Build-A-Home | Hardworking families and individuals may purchase a newly constructed home. The future homeowner participates in the construction process, sweat equity, and Habitat homeownership classes. When completed, the home is sold with an affordable, no-profit mortgage.
Preserve-A-Home | There are a few ways that homes renovated by habitat can be purchased:
- Hardworking families/individuals may purchase a home that’s been renovated by Habitat. The future homeowner participates in the renovation process, sweat equity, and Habitat homeownership classes. When completed, the home is sold with an affordable, no-profit mortgage.
- Hardworking families/individuals may purchase a home already renovated by Habitat. The future homeowner provides the required down payment and the home is sold with financial assistance through Habitat.
- Families/individuals who can acquire their own financing and down payment may purchase a home already renovated by Habitat.
A hand up, not a hand out.
Habitat for Humanity homes are not given away. When a family or individual partners with Habitat, they invest sweat equity by building or renovating their home and the homes of others, they participate in home maintenance and financial literacy courses, and much more. In short, the path to homeownership isn’t easy, but owning your own decent and affordable home is very much worth the effort.
Becoming a homeowner is no small decision and you likely have a number of questions. Take a look at some of the most frequently asked questions.
Do You Qualify?
To be eligible to purchase a Habitat home, potential homeowners must meet three areas of qualification:
Ability to PayHabitat homes are not given away. They are sold to partner families with a zero-interest mortgage. Each family must demonstrate steady income.
Need for Decent, Affordable HousingA family must be currently living in sub-standard housing. Habitat works each day to eliminate poverty housing in the local community.
About the Partnership
Through our partnership with families and individuals, we equip future home buyers with the strength and self-reliance they’ll need to be successful homeowners.
Work SitesBeing involved in the process of building or renovating Habitat homes – including your own.
EducationClasses involving financial education, hands-on maintenance training, and more.
Homeownership Has Its Perks
When you receive the keys to your new home, you will realize the benefits of safe, stable, and affordable housing.